PCI DSS and the AI Agent Era
· 6 min read
PCI DSS version 4.0.1 was published on June 11, 2024. That's less than two years ago. It already feels like a different industry.
In that time, AI agents have gone from research curiosity to production infrastructure. The Model Context Protocol gave language models a standard way to call tools. Autonomous agents that read messages, query databases, push commits, and manage tasks are now deployed in organizations running payment systems.
The standard has nothing to say about any of this.

